Injured on the Job? Protect Your Rights with a Texarkana Work Injury Lawyer
Texas Work Injuries – Including Non-Subscriber Employers
Texas has a unique system in which some employers choose not to carry workers’ compensation coverage. These “non-subscriber” employers can often be sued directly if their negligence causes an injury.
Key points we help Texas workers with:
- Determining Employer Status
We review whether your employer has workers’ comp coverage, alternative coverage, or is a non-subscriber. This influences whether your claim is primarily through workers’ comp or a direct personal injury lawsuit. - Non-Subscriber Claims (Texas)
When a non-subscriber’s unsafe practices—such as poor training, lack of safety equipment, or inadequate staffing—lead to injury, we may file a negligence claim seeking compensation for medical bills, lost wages, pain and suffering, and other damages not typically covered by workers’ comp. - Employer and Insurance Pressure
After a work injury, some Texas workers feel pushed to “just use PTO,” return too quickly, or accept a quick settlement. We step between you and those pressures, handle the communications, and work to ensure your rights are respected.
Third-Party Claims – Beyond Workers’ Comp
Many on-the-job injuries involve more than just the employer. When another company or person plays a role in causing your injury, there may be a third-party personal injury case in addition to any workers’ compensation claim.
Examples of potential third-party liability:
- A subcontractor on a construction site creates a hazard that causes your fall
- A negligent driver hits your work vehicle while you are driving for your job
- A manufacturer sells defective equipment or safety gear that fails on the job
- A property owner fails to correct dangerous conditions where you are working as a contractor
In these situations, we can often pursue a personal injury claim against the third party while you continue to receive workers’ comp benefits, allowing you to seek broader damages than workers’ comp alone provides.
Challenges Injured Workers Commonly Face
Injured employees often encounter serious obstacles after a workplace accident:
- Pressure to underreport the incident or “just use your own insurance”
- Delays or denials from workers’ comp insurers
- Requests to return to work before you are medically ready
- Confusing forms and strict deadlines
- Fear of retaliation for reporting a claim or insisting on proper medical care
As your Texarkana workplace injury lawyer, we guide you through these challenges by:
- Making sure your injury is properly documented and reported
- Handling communication with insurance adjusters and employer representatives
- Coordinating with your medical providers and supporting your healing process
- Watching for signs of retaliation and advising you on how to respond
Explaining your choices clearly so you can make informed decisions about your case
What to Do After a Workplace Injury
Taking the right steps early can protect both your health and your claim. After an on-the-job injury:
Get to Safety and Seek Medical Care
Report the injury to your supervisor, get first aid, and seek professional medical evaluation as soon as possible.
Report the Injury in Writing
Follow your company’s reporting procedures and keep a copy of any forms or emails. Clearly describe what happened, where, and who witnessed it.
Document the Scene and Witnesses
If you can do so safely, take photos of the work area, equipment, or hazard that caused your injury, and gather names and contact information for any co-workers or others who saw the incident.
Keep Track of Symptoms and Restrictions
Follow your doctor’s instructions, keep records of all visits, and note how the injury affects your daily activities and ability to work.
Be Cautious with Employer or Insurance Interviews
Answer basic factual questions honestly, but be careful about signing broad releases or giving detailed recorded statements before understanding your rights.
Talk with a Work Injury Lawyer
A quick conversation can clarify whether you should file a workers’ comp claim, a personal injury claim, or both—and what to expect next.
Workplace Injury FAQ
Can I sue my employer for a work injury in Texas?
In Texas, it depends on whether your employer carries workers’ compensation. If they do, your claim may primarily run through the workers’ comp system, with some limited exceptions. If your employer is a non-subscriber and does not carry workers’ comp, you may have the right to file a negligence lawsuit directly against the employer. The best way to know which situation applies is to have your employer’s coverage and your injury reviewed by a work injury attorney.
What if my employer doesn’t have workers’ comp in Texas?
When an employer opts out of workers’ comp, they lose certain legal protections and may be more exposed to lawsuits. If their unsafe practices contributed to your injury, we may be able to bring a direct claim seeking damages that go beyond traditional comp benefits, including pain and suffering. These cases can be complex, so early legal advice is important.
Does Arkansas workers’ comp cover all my bills?
Workers’ compensation is designed to cover reasonable medical care and part of your lost wages, but it usually does not compensate you for all wage loss or for non-economic harm such as pain and suffering. If a third party helped cause your injury, we may be able to pursue an additional personal injury claim on top of your workers’ comp benefits.
Do I need a lawyer for a workplace injury if I already have workers’ comp?
Even when workers’ comp is in place, a lawyer can help ensure your benefits are properly paid, challenge unfair denials or delays, and evaluate whether you have additional claims against other parties. Without legal guidance, it can be difficult to know if a settlement or benefit
What if I was injured at work by a third party (contractor or equipment)?
If a subcontractor, delivery driver, equipment manufacturer, or property owner played a role in causing your work injury, we may be able to bring a separate personal injury claim against that party while you receive workers’ comp benefits. These third-party cases are critical because they may allow recovery of damages that workers’ comp does not cover.
Talk to a Texarkana Workplace Injury Lawyer Today
A work injury can create serious uncertainty about your health, your income, and your future. You don’t have to navigate complex workers’ comp rules and potential third-party claims on your own. Anderson Law Firm is ready to review your situation, explain your rights under Texas and Arkansas law, and outline a plan tailored to your specific job, injuries, and goals.
Your consultation is free, and you will have a clear understanding of your options before you decide what to do next.